Crédito Agrícola, one of Portugal’s leading cooperative banking groups, has entered a partnership with Helexia Portugal to support companies investing in energy transition projects by combining access to specialised energy expertise with preferential financing conditions. The agreement is designed to make it easier for businesses to implement projects in areas such as solar photovoltaic generation, energy storage, electric mobility and energy efficiency. Under the partnership, Crédito Agrícola business customers may benefit from discounts of up to 15% on Helexia’s Engineering and Project Management fees, subject to the characteristics and conditions of each project.
At the same time, Helexia customers choosing Crédito Agrícola to finance their energy transition investments may benefit from preferential financing conditions, including a reduction of up to 10% on the applicable spread and a 20% discount on credit opening fees.
“The energy transition is increasingly a strategic opportunity for companies to improve both efficiency and competitiveness. Through this partnership, Crédito Agrícola is reinforcing its commitment to supporting customers in the investments required to address the challenges of decarbonisation and energy efficiency,” says Sérgio Raposo Frade, Chairman of Crédito Agrícola Group.
The partnership forms part of Crédito Agrícola’s Net Zero Transition Plan and strengthens the Group’s support for customers pursuing more sustainable business models. By facilitating access to both specialised energy solutions and financing, the agreement aims to help companies respond to today’s energy and environmental challenges while supporting Crédito Agrícola’s ambition to achieve carbon neutrality by 2050.
Luis Pinho, Country Director of Helexia Portugal & Group Head of Operations, adds: “This partnership creates more favourable conditions for companies to move forward with their energy transition projects by combining access to financing with specialised technical support. Our objective is to help each company identify and implement the solutions best suited to its operations, enabling more efficient use of energy while reducing its carbon footprint.”
About Crédito Agricola
Crédito Agrícola is a Portuguese cooperative financial group with roots dating back to 1911.
Operating nationwide and with exclusively Portuguese capital, the Group serves more than 1.65 million customers through a network of over 600 branches and has approximately 413,000 cooperative members.
Originally created to support the financing needs of Portugal’s agricultural sector, Crédito Agrícola has progressively expanded its activities across the wider economy. Today, the Group includes cooperative banks, a central banking institution and companies operating in insurance, asset management and other financial services.
Crédito Agrícola is the only nationally owned cooperative financial group operating in the Portuguese market. It has also been recognised for its performance and innovation, including being named “Best Performing Bank in Portugal” by The Banker for the second consecutive year in 2025.
The Group has also played a pioneering role in the Portuguese payments market, introducing several innovations over the years, including contactless payments, chip-enabled cards, Apple Pay and mobile-only banking solutions.
About Helexia Portugal
Helexia helps companies improve their competitiveness by combining local renewable energy generation with energy efficiency and energy management solutions.
This integrated approach helps businesses reduce operating costs, strengthen energy resilience and lower CO₂ emissions, while benefiting from end-to-end support covering project design, financing, implementation and operation.
By the end of 2025, photovoltaic assets operated by Helexia in Portugal had generated more than 135 GWh of clean electricity, enabling customers to save over €3.7 million and avoid approximately 43,000 tonnes of CO₂ emissions.
In energy storage, Helexia Portugal has a project pipeline exceeding 100 MW. In electric mobility, the company operates a network of more than 262 charging points.
Together, Helexia and Crédito Agrícola aim to remove some of the financial and technical barriers that can delay energy transition investments and help more companies move from ambition to implementation.
